Prime Health Agency Terms & Conditions
Effective Date: [insert launch date]
These Terms & Conditions (“Terms”) govern your access to and use of the Prime Health Agency website and related services. By accessing or using this website, you agree to these Terms. If you do not agree, do not use the website.
Prime Health Agency is an independent health insurance agency. Health insurance guidance, quote assistance, advertising, and enrollment support associated with this website are provided by Daniel Farahdel, a licensed health insurance producer in applicable jurisdictions.
1. Website Purpose
This website is intended to provide general information about health insurance options, including individual, family, and ACA / Marketplace coverage where applicable, and to allow users to request information or contact from Prime Health Agency.
The content on this website is for general informational purposes only and does not guarantee plan availability, eligibility, enrollment, subsidy qualification, pricing, benefits, or approval.
2. No Government Affiliation
Prime Health Agency is a private, independent health insurance agency. Prime Health Agency is not affiliated with, endorsed by, or operated by any federal or state government agency, the federal Health Insurance Marketplace, Healthcare.gov, or any state-based exchange.
3. No Guarantee of Coverage, Eligibility, or Savings
Use of this website or communication with Prime Health Agency does not guarantee:
- eligibility for health insurance coverage
- eligibility for ACA / Marketplace subsidies or financial assistance
- plan availability in your area
- enrollment approval
- specific rates, savings, benefits, provider access, or prescription coverage
Plan availability, pricing, eligibility, provider networks, subsidy eligibility, and benefits vary by carrier, plan, household information, income, and state.
4. No Legal, Tax, Financial, or Medical Advice
Information on this website is not legal, tax, financial, or medical advice. Consumers should consult their own legal, tax, financial, or medical professionals regarding their personal situation when appropriate.
5. User Information and Submissions
If you submit information through the website, you agree to provide accurate and truthful information to the best of your knowledge. You understand that information submitted may be used by Prime Health Agency to contact you regarding health insurance options and related services.
6. Consent to Communications
By submitting your information through this website, you agree that Prime Health Agency and/or Daniel Farahdel may contact you by phone, email, and/or text message regarding your inquiry, quote request, or health insurance options, including through the possible use of automated technology where permitted by law. Message and data rates may apply. Consent is not a condition of purchase.
7. Intellectual Property
All content on this website, including text, branding, design elements, graphics, logos, and site content, is owned by or licensed to Prime Health Agency unless otherwise stated and may not be copied, reproduced, distributed, or used without permission.
8. Third-Party Services and Links
This website may reference or link to third-party services, websites, carriers, or platforms. Prime Health Agency does not control and is not responsible for the content, availability, or policies of third-party websites or services.
9. Disclaimer of Warranties
This website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, to the fullest extent permitted by law. Prime Health Agency does not warrant that the site will be uninterrupted, error-free, secure, or free from harmful components.
10. Limitation of Liability
To the fullest extent permitted by law, Prime Health Agency, Daniel Farahdel, and any related affiliates, personnel, or representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to the use of this website, reliance on website content, inability to use the site, or any communications or services connected with the site.
11. Indemnification
You agree to indemnify and hold harmless Prime Health Agency, Daniel Farahdel, and related parties from and against claims, liabilities, damages, losses, and expenses arising from your misuse of the website, violation of these Terms, or violation of applicable law.
12. Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Continued use of the website after updates are posted constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and interpreted under the laws of the applicable state in which Prime Health Agency operates, without regard to conflict of law principles.
14. Contact Information
If you have questions about these Terms, please contact:
Prime Health Agency
[Insert real business email]
[Insert real business phone number]
[Insert business mailing address if desired]
See also our Privacy Policy.